Tijo Joseph is the visionary Founder of Ample Mortgages, one of the UK’s most trusted names in mortgage and protection advisory. A dynamic leader and strategist, Tijo is an FCA-approved SMF16 (Senior Management Function) holder, responsible for setting the firm’s strategic direction, maintaining regulatory integrity, and ensuring ethical operations at every level.

With extensive experience in mortgage lending and protection insurance, Tijo anchors and guides the adviser network at Ample Mortgages—fostering a client-first culture, best practice execution, and nationwide consistency. Under his leadership, the firm has grown into a nationally recognised name known for trust, transparency, and customer satisfaction.

In recognition of his exceptional contributions to the UK’s financial services sector and the Indian business community, Tijo was honoured with the Global Indian Business Forum Award for Outstanding Business Achievements in March 2025 .

Tijo’s academic background in hospitality management and administration, coupled with his broad entrepreneurial insight, has illuminated his path across multiple business ventures. His ability to merge professionalism with innovation is key to Ample Mortgages’ growth and culture.

He stays well-versed in evolving technology, financial law, and industry standards, supporting a high-performance environment driven by knowledge and compliance. With a strong pan-UK network and a passion for empowering his team, Tijo is also a mentor to upcoming advisers and a catalyst for leadership development within the company.