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Mortgages
Whether you’re looking for a mortgage on a new home, or a remortgage to raise money against the value of your existing home, our Mortgage Team will guide you every step of the way.
When you’re making such a huge financial commitment, it’s important you get expert mortgage advice. Our telephone-based Mortgage Team can help if you are a:
Equity Release
Equity release allows you to make the most of the value of your home in later life
First Time Buyers
There are many mortgage options available for first time buyers, and the best choice is based on your needs and preferences
Remortgaging
Remortgaging can be an effective way of saving significant amounts of money, and this flexibility means you can adjust your expenditure to match your financial situation
Buy to Let
Buy to let mortgages are a great way to diversify investment or supplement pension income with regular rental contributions
Home Mover
Residential mortgages are the most common mortgages on the market. When you’re moving to a new home there are many competitive options for you to explore
Contractor Mortgages
If you are a contractor on a daily rate there are many mortgage options to consider. Our guide will help you with the options available
Fixed Rate
Fixed rate mortgages help you to plan ahead and be certain of your financial position. Once you find a rate that suits your needs, you keep it
Variable Rate
For flexibility, variable rate mortgages are strong. Variable rate repayments typically track interest rates – if rates are low, your payments may go down
Guarantor
Guarantor mortgages are an effective way of getting yourself onto the property ladder with an extra helping-hand from a trusted third-party
Interest Only
Interest only mortgages allow you to repay the interest due on your loan with a more manageable monthly premium
Cabin Crew
Mortgage applications for cabin crew and ground staff can be difficult, due to your variable working patterns. Speak to one of our specialist brokers that recognises your challenge when applying for a mortgage
Over 50s
If you are over 50 and want to know what type / size / length of mortgages are available to you, click here to read our guide
Police Mortgages
If you are in the police force, what options are available to you in the mortgage market?
Help to Buy / Shared ownership
There’s more than one way to get help to buy your dream home and they are not restricted to first time buyers. Our expert guide explores schemes for all homebuyers
RAF and Armed Forces
With such difficult professional situations, RAF and armed forces face unique challenges when applying for mortgages
Offset Mortgages
An offset mortgage is a fully flexible mortgage which allows a borrower to keep balances in a linked account to reduce the interest payable on their mortgage balance
Bad Credit Mortgages
If you have had a blemish on your credit file in the past, it doesn’t necessarily mean you will only have access to high interest rates. Speak to our specialists to help you find the best option
HMO's
Expert guide to investing in HMO’s. Discover the facts about houses of multiple occupancy, rental demand, and the unique rules surrounding these properties
IT Contractor Mortgages
If you’re an IT contractor looking to purchase a property, you will most likely have to take out a mortgage.
Mortgages For Doctors
Even though doctors and health care professionals are generally well compensated for their outstanding work, it can be difficult to find a mortgage in some instances