Rubin Raju is a committed Protection Adviser based in Manchester, supporting clients across the UK — with a strong presence in areas such as Lancaster, Chester, Stoke-on-Trent, and surrounding regions.

Rubin specialises in a wide range of protection insurance services, including life insurance, critical illness cover, accident protection, and income protection insurance in the UK. He helps clients evaluate their options, understand the importance of financial protection, and confidently choose cover that suits their personal and financial needs — especially when navigating key questions like “Is income protection worth it?”

Rubin works with individuals, families, and self-employed professionals to design long-term protection strategies tailored to each stage of life. His structured, client-first approach ensures every client receives clear, ethical, and relevant advice throughout their journey.

He is fluent in English, Tamil, and Malayalam, which helps him connect effectively and communicate clearly with clients from multilingual and multicultural backgrounds — while always providing regulated advice in English.