Ample Mortgages provides expert advice on first-time buyer mortgages, residential mortgages, remortgages, buy-to-let mortgages, specialist mortgages, life and income protection insurance, home insurance, private health insurance, and Will writing. We offer personalised, FCA-compliant guidance to help you choose the right solution for your needs.

Ample Mortgages is based in Newport, South Wales, and provides expert mortgage, remortgage and protection advice across the United Kingdom, including England, Wales, Scotland and Northern Ireland. Through our network of experienced and professionally trained advisers, we support first-time buyers, home movers, landlords, property investors, individuals and families with personalised mortgage and protection solutions tailored to their unique needs and circumstances.

Yes. Our experienced advisers and dedicated administration team support you throughout your mortgage journey from understanding your requirements and checking your documents to finding a suitable mortgage, submitting your application, liaising with lenders and solicitors, and supporting you through to the day you collect the keys to your new home. We also keep you informed at every stage of the process, ensuring you always know what happens next. We are committed to making the process as smooth and stress-free as possible.

Yes. Many lenders in the UK offer mortgages to eligible visa holders, subject to their lending criteria. Your eligibility may depend on factors such as your visa type, residency status, income, employment history, deposit and credit profile. Our experienced advisers can assess your circumstances, compare suitable lenders and help you find the most appropriate mortgage solution.

Remortgaging can help you secure a better interest rate, reduce your monthly repayments, release equity from your property, switch to a mortgage that better suits your current financial needs, or consolidate borrowing where appropriate. Many homeowners also remortgage before their fixed-rate deal ends to avoid moving onto a lender’s Standard Variable Rate (SVR). Our advisers can help you compare your options and determine whether remortgaging is the right choice for you

Buying a second property is possible if you meet a lender’s affordability and eligibility criteria. Whether you’re purchasing a second home, a holiday home or an investment property, you’ll need to consider factors such as your deposit, income, existing mortgage commitments and any additional taxes or fees that may apply. Our experienced advisers can assess your circumstances and help you find the most suitable mortgage for your second property.

The right insurance depends on your personal circumstances, financial commitments and future goals. If you have a mortgage or dependants, protection products such as life insurance, whole of life insurance, critical illness cover, income protection and family income benefit can help provide financial security for you and your loved ones. Home insurance helps protect your property and belongings, while private health insurance can provide quicker access to eligible private medical treatment. Our experienced advisers will assess your individual needs and recommend the most suitable protection solutions to help protect your family, income, home and long-term financial future.

Home insurance typically includes buildings insurance, contents insurance or both, helping protect your property and belongings against unexpected events such as fire, flooding, storms, theft and accidental damage, depending on the level of cover you choose. It provides valuable financial protection and peace of mind by helping you recover from unforeseen losses. Our advisers can help you understand your options and choose the cover that best suits your home and circumstances.

You should consider writing a Will as soon as you own property, have savings or investments, get married or enter a civil partnership, have children, or want to ensure your assets are distributed according to your wishes. A professionally prepared Will can help protect your loved ones, reduce uncertainty and make the administration of your estate easier.

Getting started is simple. Contact Ample Mortgages to arrange an appointment with one of our experienced advisers. We’ll take the time to understand your needs, explain your options and guide you through every stage of your mortgage, protection and Will writing journey.