1. Introduction

These Terms & Conditions govern your use of the Ample Mortgages website and the services made available through it. By accessing or using this website, you agree to these Terms. If you do not agree, please discontinue use of the website.

2. About Ample Mortgages

Ample Mortgages is an appointed representative of Arkke Capital Limited, which is authorised and regulated by the Financial Conduct Authority (FCA). We provide advice on residential mortgages, remortgages, first-time buyer mortgages, buy-to-let mortgages, specialist mortgages, life insurance, critical illness cover, income protection, family income benefit, whole of life insurance, accident protection, private medical insurance, home insurance and Will Writing services.

3. Website Use

You agree to use this website only for lawful purposes. You must not misuse the website, introduce malicious software, attempt unauthorised access or interfere with its operation.

4. Our Services

Information on this website is provided for general guidance only. Recommendations relating to mortgages, protection insurance, general insurance and Will Writing services are provided only after assessing your individual circumstances. Submitting an enquiry does not guarantee acceptance or create a contractual relationship.

5. No Financial or Legal Advice

Website content is for general information only and should not be regarded as regulated financial advice, legal advice or tax advice. Decisions should only be made after receiving personalised advice from a qualified adviser.

6. Accuracy of Information

We make every reasonable effort to keep website information accurate and up to date. Mortgage products, insurance products, lender criteria, interest rates and legislation may change without notice.

7. Third-Party Services

Some services may involve third-party lenders, insurers, solicitors, estate planners, conveyancers, surveyors and other professional organisations. Their own terms and privacy policies will apply.

8. Intellectual Property

All website content, including text, graphics, branding, logos, images and downloads, is owned by or licensed to Ample Mortgages and may not be copied or reproduced without written permission.

9. Limitation of Liability

While we take reasonable care to maintain this website, we cannot guarantee uninterrupted availability or that all information is free from errors. Nothing in these Terms excludes liability where such exclusion is prohibited by law.

10. Privacy

Personal information collected through this website is processed in accordance with our Privacy Policy and applicable UK data protection legislation.

11. Complaints

If you are dissatisfied with our service, please contact us. Complaints will be handled under our internal complaints procedure. Where applicable, you may be able to refer unresolved complaints to the Financial Ombudsman Service.

12. Governing Law

These Terms are governed by the laws of the United Kingdom, and disputes shall be subject to the jurisdiction of the appropriate UK courts.

13. Changes

We may amend these Terms & Conditions at any time. The latest version will always be published on this website.

14. Contact Us

Address: Ample Mortgages 36 Charles Street Newport NP20 1JT
Phone: 0333 9980 020
Email: info@amplemortgages.co.uk
Website: www.amplemortgages.co.uk